To buy on a PCP, or not to buy on a PCP?
I’m often asked which is better, purchasing a new or used car on a PCP (Personal Contract Purchase) or simply buying the car outright? Alas the answer isn’t straightforward as it really depends on the individual and their financial preferences. The age old “if you can’t afford it, don’t buy it” has been cast aside as automakers have either created inhouse finance departments or aligned themselves with…